22 Laziest Ways To Get Free Money And CashBack
Everyone loves the idea of getting free money, especially in today’s economy where every dollar counts. While “free money” might sound too good to be true, there are legitimate ways to get free money and earn cash back without spending a dime out of your normal purchasing habits.
Here are 22 effective strategies, including Capital One’s Referral Program, to help you pocket some extra money in 2024 and beyond.
1. Sign-Up Bonuses for Bank Accounts
Many banks offer sign-up bonuses when you open a new checking or savings account. These bonuses can range from $100 to $500 or more, depending on the bank and the amount you deposit. Some banks that frequently offer these bonuses include Chase, Wells Fargo, CIT Bank and Bank of America.
2. Credit Card Cash Back Offers
Credit cards often provide cash back offers as an incentive to new customers. These offers can include up to $200 or more after meeting a certain spending requirement within the first few months. Cards like the Wells Fargo Active Cash Card, Discover It or Chase Freedom offer these lucrative bonuses.
3. Capital One Referral Program
Capital One has a referral program where you can earn up to $100 per successful referral. Simply invite your friends to apply for a Capital One card, and when they get approved, you both benefit.
This is an easy way to make some extra cash if you have a wide network of friends and family. Must have the Capital One credit card to qualify. Get yours here now.
4. Cashback Apps
Apps like Rakuten, Ibotta, and Dosh offer cash back on everyday purchases. By signing up and linking your credit card, you can automatically earn cash back every time you shop at participating retailers.
Over time, these small amounts add up, effectively giving you free money on purchases you would make anyway.
There is another neat little app called Fetch rewards, and both my wife and sister in-law use it. All you do is scan your receipts with the app from all the purchases you make.
These purchases can be from anywhere. You get so many points for each receipt you scan. You then trade in your points for Gift cards that include Amazon and many well known places people buy things from.
Again, you are getting free money, and it all adds up!
5. Sign-Up Bonuses for Investment Accounts
Platforms like Robinhood, Webull, and Acorns often offer free stocks or cash bonuses when you sign up and fund your account. These bonuses can be as high as $500, depending on the promotion.
Even if you don’t continue investing, the free money you earn from the sign-up is yours to keep.
6. Cashback from Online Shopping
Similar to cashback apps, websites like MR Rebates, Swagbucks, MyPoints, and Rakuten give you cash back or points for shopping through their portals. They often partner with major retailers, allowing you to earn a percentage of your purchase back as cash.
7. Survey Sites
Websites like Survey Junkie, Swagbucks, KashKick and Vindale Research pay you for your opinions. Although it won’t make you rich, taking surveys in your spare time can earn you a few extra dollars here and there, which can add up over time.
8. Referral Programs
Aside from Capital One, many companies offer referral programs. For instance, PayPal frequently offers $10 for every friend you refer who signs up and makes a transaction.
Similarly, apps like Cash App and Venmo also offer referral bonuses. There is also a site called Inbox Dollars where you can get paid to play games, take surveys and refer others.
By signing up for a free account with InboxDollars, you could add up to $225 a month in cash to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake a cake or catch up on the latest Netflix series.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
9. Government Grants
There are numerous government grants available for different purposes, from starting a business to going back to school. Websites like Grants.gov provide information on how to apply for these grants, which don’t need to be paid back.
10. Loyalty Programs
Many retailers and restaurants have loyalty programs that offer free money in the form of discounts or gift cards once you reach a certain number of purchases. Starbucks, for instance, has a reward system where frequent customers can earn free drinks and food items.
11. Cashback on Groceries
Apps like Ibotta and Checkout 51 offer cash back on grocery shopping. By scanning your receipt after purchasing eligible items, you can earn cash that can be transferred to your bank account or PayPal.
12. Testing Websites
Platforms like UserTesting or TryMyUI pay you to tester websites and apps. You’ll typically earn $10 for each test, which involves navigating a website or app and providing feedback. It’s a simple way to earn money with minimal effort.
13. Class-Action Settlements
If you’ve purchased a product or service that was later found to be defective or misleading, you might be eligible for compensation through class-action lawsuits. Websites like Top Class Actions keep track of these settlements, and you can submit a claim to receive your share of the settlement.
14. Rent Out Your Space
If you have an extra room, parking spot, or storage space, you can rent it out for free money. Websites like Airbnb, Neighbor, or Spacer connect you with people looking for short-term rentals. It’s an easy way to earn passive income with little effort.
15. Sell Your Unused Gift Cards
If you have gift cards that you don’t plan to use, sell them on websites like Cardcash or Raise. You won’t get the full value, but it’s a quick way to convert an unwanted gift into cash.
16. Sign-Up Bonuses for Savings Apps
Apps like Acorns, Digit and Qapital offer sign-up bonuses when you create an account and start saving. These apps help you save by automatically transferring small amounts of money from your checking account to your savings, and you get rewarded for doing so.
17. Donate Plasma
Donating plasma is a way to earn extra money while also helping those in need. Centers often pay $30 to $50 per donation, and you can typically donate twice a week. Over time, this can add up to a significant amount.
18. Participate in Research Studies
Universities, hospitals, and research organizations often pay participants to take part in studies. These can range from simple surveys to more involved medical studies. Compensation varies, but it can be quite lucrative depending on the study.
Years ago, when I was in my early twenties one of my friends got involved in medical research trials, he did several of them while he was going to tech school, and made several thousands dollars.
19. Sign-Up for Free Trials
Many companies offer free trials for their products or services, with cash incentives for trying them out. Just be sure to cancel before the trial period ends if you don’t want to continue using the service.
20. Cashback from Gas Purchases
Apps like GasBuddy or GetUpside give you cash back on gas purchases. Simply use the app to find the best prices near you, make a purchase, and then scan your receipt to earn cash back. Over time, you can accumulate a significant amount, especially if you drive frequently.
Remember, the more you save on expenses, the more money you have in your pocket.
21. Switch Internet Providers
For a limited time in areas where T-Mobile offers internet services, you can get a pre-paid MasterCard with $200 on it, plus save on your internet bill, how sweet is that!
T-Mobile, you can get high-speed, 5G home internet for as little as $40 a month. They’ll even guarantee to lock in your price.
You’re probably thinking there’s some catch, but they’ll let you try it out for 15 days to see if you like it. If not, you’ll get your money back. You don’t even have to worry about breaking up with your current provider — T-Mobile will pay up to $750 in termination fees.
Even better? When you switch now, you’ll get $200 back via prepaid MasterCard.
22. Get Paid To Read
Imagine getting paid to dive into your favorite books—it’s not just a fantasy, but a fantastic way to earn extra income.
From reviewing and proofreading to beta reading and blogging, there are countless opportunities to turn your passion for reading into a profitable side hustle. You can turn your love for books into a money-making adventure..Get Paid To Read
Conclusion
There are numerous ways to get free money and cashback in 2024, from sign-up bonuses and cashback apps to referral programs and participating in research studies. By taking advantage of these opportunities, you can easily supplement your income with minimal effort.
Whether you’re looking to earn a few extra dollars or build a substantial side income, these methods offer a variety of options to suit your needs.
We really hope this article on 22 Laziest Ways To Get Free Money And CashBack has been extremely helpful to you. If you have any questions, don’t hesitate to post them in the comments section below or just say hello.
Sincerely,
Your Friends And Partners
Richard And John Weberg
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